Finance that puts your property goals first
Our Services
We work closely with specialist lenders and providers, guiding you with clarity and confidence at every step.
Meet your specialist mortgage broker
Expert mortgage and protection services across the UK
We’re an honest, jargon-free mortgage brokerage, here to make the whole process stress free. Whether your situation is simple or complex, we’ll find the right property finance and protection that works for you. Curious to see who we are and how we work?
Specialist advice
We know how to match your situation to the right lender.
Straight-talking
No jargon. Just clear guidance to help you move forward.
Hands-on
A dedicated team that’s always there when you need us.
Experienced
Unique circumstances? We make tricky and complex applications work.
Mortgages shouldn’t feel like a fight
Mortgages can be messy. Lenders can be rigid. And life doesn’t always fit the tick-boxes. That’s why we take the time to understand what you’re trying to achieve and then make the finance work around it.
Let’s talk it through
Our first call is about getting a clear picture of where you are and what you're trying to do. No forms, no pressure. Just a quick conversation to get started.
Ready to get started?
Call Inca Financial on: 01904 230 051
Or email the team: inca@incafinancial.co.uk
Mortgage calculator
Wondering what your mortgage could be? Use this calculator for a quick estimate of your monthly repayments. Remember, it’s just a guide. Speak with a mortgage expert for a true assessment.
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Not to us, it’s what we specialise in. We work with lenders who understand how business owners and freelancers get paid. Whether you take a small salary, dividends, or have fluctuating income, we know how to present your case properly.
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Absolutely. We arrange buy-to-let mortgages through limited companies all the time, especially for landlords growing their portfolios or planning long-term.
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Yes, we support ground-up developments, conversions, and semi-commercial projects. We’ll help structure the finance and connect you with lenders who are comfortable with bigger plans.
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Most likely, yes. We’ll take a fresh look at your circumstances, figure out what went wrong, and match you with someone better suited to your situation.
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Yes, we’re experienced in bridging loans, refurbishment funding and development finance. We’ll help you secure the funds and structure a solid exit plan from the start.
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We help clients with all kinds of credit history. Missed payments, defaults, CCJs, and more. The key is knowing which lenders are open to real-life situations. We’ll look at the full picture and match you with someone who sees past the score.